{"title":"Year-End Budget \u0026 Savings","description":"\u003cp\u003eClose the year with a clear picture of your money and start the new one with a plan. Review your year, set next year's budget, build savings and pay down debt with these ready-to-use Excel templates. Instant download. Works in Excel and Google Sheets.\u003c\/p\u003e","products":[{"product_id":"monthly-budget-planner-excel-template-1","title":"Monthly Budget Planner – Free Excel Template","description":"\u003cp\u003e\u003cstrong\u003eThis free monthly budget planner Excel template helps you plan income and expenses, compare planned and actual amounts, and review your monthly spending.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eUse this personal budget spreadsheet to organize your monthly finances and see how actual spending compares with your plan.\u003c\/p\u003e\u003ch2\u003eMonthly budgeting features\u003c\/h2\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary of actual income, actual expenses, planned expenses, and net savings.\u003c\/li\u003e\n\u003cli\u003eCalculated differences between actual and planned amounts.\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for consistent entry.\u003c\/li\u003e\n\u003cli\u003eColour-coded status and progress highlights.\u003c\/li\u003e\n\u003cli\u003eA built-in chart that updates as you enter data.\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet.\u003c\/li\u003e\n\u003c\/ul\u003e\u003ch2\u003eFile format and use\u003c\/h2\u003e\u003cp\u003eThis free sample is an instant .xlsx download. Follow the included \"How to Use\" sheet to get started, enter your planned income and expenses, and add actual amounts to compare your monthly results.\u003c\/p\u003e\u003cp\u003eWorks in Microsoft Excel 2010+, Excel for the web, Google Sheets, Apple Numbers and LibreOffice. The template is currency-neutral and can be used with AED, USD, EUR, INR, GBP or another currency.\u003c\/p\u003e\u003cp\u003eDownload this free sample to explore the template before buying. For related templates, explore the \u003ca href=\"\/products\/personal-finance-pack-6-excel-templates-bundle\"\u003ePersonal Finance Pack\u003c\/a\u003e.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46211734470791,"sku":"XLT-001","price":0.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1jBjyGYX_1AX88LNnrxxZlp0ARG7mDoSC.png?v=1792935120"},{"product_id":"daily-expense-tracker-excel-template","title":"Daily Expense Tracker – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eLog every expense in seconds and instantly see totals, averages and spending by category.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Total spent, Number of expenses, Average per expense, Largest expense\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eBuilt-in chart that updates as you type\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Microsoft Excel 2010+, Excel for the web, Google Sheets, Apple Numbers and LibreOffice. Currency-neutral, so it works with AED, USD, EUR, INR, GBP or any other currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220891848839,"sku":"XLT-002","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1dLMzuu3r8GYmaXR1_KM5WRlsTQEMIgIe.png?v=1792935213"},{"product_id":"savings-goal-tracker-excel-template","title":"Savings Goal Tracker – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eTrack multiple savings goals, see progress at a glance and know exactly how much to save each month.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Total target, Total saved, Overall progress, Total to save per month\u003c\/li\u003e\n\u003cli\u003eCalculated for you: Remaining, Progress, Months left, Save per month\u003c\/li\u003e\n\u003cli\u003eColour-coded status and progress highlights\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Microsoft Excel 2010+, Excel for the web, Google Sheets, Apple Numbers and LibreOffice. Currency-neutral, so it works with AED, USD, EUR, INR, GBP or any other currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220892110983,"sku":"XLT-003","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1nKVKTzkA4eaGGwjEMCdf1ZSGo4GIMY_c.png?v=1792935213"},{"product_id":"debt-payoff-planner-excel-template","title":"Debt Payoff Planner – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eList your debts and see how many months each takes to clear, the interest you'll pay and your debt-free date.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Total debt, Total monthly payments, Months until fully debt-free, Total interest (approx.)\u003c\/li\u003e\n\u003cli\u003eCalculated for you: Months to pay off, Total interest (approx.), Debt-free date\u003c\/li\u003e\n\u003cli\u003eColour-coded status and progress highlights\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Microsoft Excel 2010+, Excel for the web, Google Sheets, Apple Numbers and LibreOffice. Currency-neutral, so it works with AED, USD, EUR, INR, GBP or any other currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220892143751,"sku":"XLT-004","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/13aIg7-RVjE5HLq2Y2WxWCtG-7UFdGBDM.png?v=1792935213"},{"product_id":"bill-payment-tracker-excel-template","title":"Bill Payment Tracker – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eNever miss a due date again. Status updates automatically to Paid, Upcoming or Overdue.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Total bills, Paid, Still to pay, Overdue bills\u003c\/li\u003e\n\u003cli\u003eCalculated for you: Status\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eColour-coded status and progress highlights\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Microsoft Excel 2010+, Excel for the web, Google Sheets, Apple Numbers and LibreOffice. Currency-neutral, so it works with AED, USD, EUR, INR, GBP or any other currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220892176519,"sku":"XLT-005","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1EiuB3Vo52NKumA2FeFi2ajJSTno-x6gJ.png?v=1792935214"},{"product_id":"net-worth-tracker-excel-template","title":"Net Worth Tracker – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eAdd up everything you own and owe to see your true net worth, with a breakdown by category.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Total assets, Total liabilities, Net worth, Debt-to-asset ratio\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eBuilt-in chart that updates as you type\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Microsoft Excel 2010+, Excel for the web, Google Sheets, Apple Numbers and LibreOffice. Currency-neutral, so it works with AED, USD, EUR, INR, GBP or any other currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220892209287,"sku":"XLT-006","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1ixHmWcuy-92BBSiS21LFQCoSfSgLsA1d.png?v=1792935214"},{"product_id":"annual-budget-planner-12-months-excel-template","title":"Annual Budget Planner (12 Months) – Excel Template","description":"\u003cp\u003e\u003cstrong\u003ePlan a full year of income and expenses month by month, with yearly totals, monthly averages and net savings.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Total income, Total expenses, Net savings for the year, Average saved per month\u003c\/li\u003e\n\u003cli\u003eCalculated for you: Year total, Monthly avg\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220907184263,"sku":"XLT-051","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1OWUSbdyvX_ez-3gT13t8tzEE5yEQN9Cq.png?v=1792935344"},{"product_id":"50-30-20-budget-calculator-excel-template","title":"50-30-20 Budget Calculator – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eSplit your income into Needs (50%), Wants (30%) and Savings (20%) and check how your spending compares.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Needs: target, Needs: actual, Wants: target, Wants: actual\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eBuilt-in chart that updates as you type\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220907315335,"sku":"XLT-055","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/12G_WvyDNleUA8xNqoHiJXWhtPvKOqWBO.png?v=1792935346"},{"product_id":"gift-planner-budget-excel-template","title":"Gift Planner \u0026 Budget – Excel Template","description":"\u003cp\u003e\u003cstrong\u003ePlan gifts for birthdays, Eid, Christmas and other occasions, and keep spending within budget.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: People, Planned spend, Actual spend, Left in budget\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46220908691591,"sku":"XLT-096","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1vNNknkgeS7A1rqreBpgZnl6oDdwdqBvv.png?v=1792935470"},{"product_id":"cash-envelope-budget-excel-template","title":"Cash Envelope Budget – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eThe envelope method in a spreadsheet: give every category a limit and see what's left in each envelope.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Allocated, Still to allocate, Spent, Left in all envelopes\u003c\/li\u003e\n\u003cli\u003eCalculated for you: Left, % used, Status\u003c\/li\u003e\n\u003cli\u003eColour-coded status and progress highlights\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). 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Works in Excel 2010+, Excel online, Google Sheets, Numbers and LibreOffice. Works with any currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46222827126919,"sku":"XLT-180","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1_udDacSwEKwBqd0Y-JBQrqnsFAqTZDDO.png?v=1792935721"},{"product_id":"bonus-windfall-allocation-planner-excel-template","title":"Bonus \u0026 Windfall Allocation Planner – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eDecide how to use a bonus, gift or windfall: split it across debts, savings, investing, giving and treats before you spend it.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Allocated, Amount allocated, Not yet allocated, Check\u003c\/li\u003e\n\u003cli\u003eCalculated for you: Amount\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eColour-coded status and progress highlights\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). 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Works with any currency.\u003c\/p\u003e","brand":"The Template Desk","offers":[{"title":"Default Title","offer_id":46224503177351,"sku":"XLT-297","price":5.0,"currency_code":"AED","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0767\/5369\/8951\/files\/1leXvNJv5wcMNoT7DImfEyP54kGdtBxIv.png?v=1792936112"},{"product_id":"sinking-funds-planner-excel-template","title":"Sinking Funds Planner – Excel Template","description":"\u003cp\u003e\u003cstrong\u003eSave a little each month for big yearly costs (insurance, school fees, flights home, Eid, car registration) so they never catch you out.\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eAutomatic summary: Funds, Total needed, Saved so far, Total to save each month\u003c\/li\u003e\n\u003cli\u003eCalculated for you: Months left, Still needed, Save per month, Progress, Status\u003c\/li\u003e\n\u003cli\u003eDrop-down menus for quick, consistent entry\u003c\/li\u003e\n\u003cli\u003eColour-coded status and progress highlights\u003c\/li\u003e\n\u003cli\u003eExample rows and a step-by-step \"How to Use\" sheet\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e\u003cstrong\u003eInstant download\u003c\/strong\u003e (.xlsx). 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